An example of presumptive disability might be any of the following EXCEPT:

Presumptive disability refers to specific conditions or situations where the impairment is so severe that it is automatically considered a disability without needing extensive proof or assessment of the individual's ability to work. In this context, definitive physical losses, such as complete or total loss of certain senses or limbs, typically qualify as presumptive disabilities.

The correct answer indicates a situation that would not classify under presumptive disability. The severance of a hand, while a serious injury, does not automatically imply total disability on its own because the remaining limb functionality may still allow the person to perform many types of work. In contrast, complete loss of hearing, total blindness, and amputation of a leg at the hip don't just impair specific functions; they significantly limit the ability to engage in a wide range of occupations or daily activities without further evaluation.

Understanding this concept helps underscore the nature of how presumptive disabilities are evaluated. Conditions that lead to automatic disability recognition typically have a profound and holistic impact on a person's ability to work, whereas the loss of a single hand, while significant, may not meet the same threshold for automatic classification as a presumptive disability.