What is required from employers regarding continuation of coverage forms for insured individuals?

Employers are required to provide continuation of coverage forms to insured individuals within 14 days after the request. This requirement is in place to ensure that employees have timely access to important information regarding their health insurance options, particularly when circumstances change, such as termination of employment or a reduction in hours that might affect their eligibility for benefits. By mandating this timeframe, the law helps protect employees’ rights to continued health insurance coverage, allowing them to make informed decisions about their healthcare needs without unnecessary delays. This process is essential to maintaining a standard of care and clarity regarding health benefits during transitional phases in an employee’s job status.