Which of the following does NOT pertain to the insuring clause in a health policy?

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The insuring clause in a health policy serves as a foundational component that outlines key elements of the insurance contract. It typically includes the insurer's promise to pay benefits for specified losses, clearly defines the relationship between the insurer and the insured, and specifies that the benefits are subject to the overall provisions of the policy. Therefore, the correct statement highlights that a definition of losses not covered by the policy does not belong to the insuring clause.

Instead, exclusions or limitations regarding what is not covered in a policy are generally detailed in a separate section of the policy known as the exclusions or limitations clause. This distinction is important because the insuring clause focuses on what is provided under the policy, whereas exclusions clarify the boundaries of that coverage. This structure helps policyholders understand both the protections afforded to them and the limits of their coverage.

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